Banking & Lending Solutions
With cash strategies provided by Raymond James and lending solutions provided through Raymond James Bank, you can enjoy all of the features and convenience you're used to, with the personal service of someone you trust and who truly understands your life needs and financial objectives.
Our comprehensive suite of cash management and lending solutions can address both your short-term and long-term needs to help ensure that we are continuously working to fulfill your financial goals.
Integrated Financial Support
You should not have to choose between convenience and care. We help ensure your banking and borrowing decisions are aligned with your broader financial life.
Our solutions include:
Cash management tools
Personal and securities-based lines of credit
Home mortgages and refinancing
Structured lending and custom credit solutions
Deposit services and money market accounts
Credit and liquidity strategies for entrepreneurs and business owners
We connect you with services that meet your needs today while planning for tomorrow.
Our team helps you navigate options, coordinate with Raymond James specialists, and make informed choices that support your overall plan. Whether you are managing liquidity, funding a major purchase, or optimizing day-to-day cash flow, we are here to help it all work together.
Banking and Lending Services provided by Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc. Raymond James & Associates, Inc., Raymond James Financial Services, Inc., and your Raymond James financial advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be put into contact with a Raymond James Bank employee for your residential mortgage needs.
A line of credit backed by securities, such as a securities based line of credit or a tailored line of credit, may not be suitable for all clients. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk including unintended tax consequences and the possible need to sell your holdings, which may lead to a significant impact on long-term investment goals. Market conditions can magnify any potential for loss.
Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation to buy or sell any individual security or any combination of securities. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision.