Where Your Life & Wealth Align

Thoughtful Planning. Steady Partnership.

Welcome to Lanai Wealth Partners

Lanai Wealth Partners is an independently owned financial practice serving Capitola, Santa Cruz County, and surrounding communities with over a decade of dedicated, personalized service.

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We simplify financial lives with care and consistent partnership. We help our clients move forward with confidence and focus on what matters most.

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Just as you develop a long-term relationship with your doctor or attorney, it's important to have a wealth advisor who understands your history, your goals, and your values.

At Lanai, we take the time to listen, to plan thoughtfully, and to walk beside you through every season of life. We believe this kind of relationship can create long-term value, offering perspective and support when things are going well and when challenges arise.

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How We Can Help

We provide comprehensive financial planning and investment guidance designed to bring clarity, structure, and confidence to your financial life. Our work supports you across every stage and decision point

  • A comprehensive process designed to align your finances with your goals. We evaluate your current situation, clarify short- and long-term priorities, and design a personalized strategy to help you move forward with confidence.

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  • We help you prepare for retirement with structure, security, and purpose. Our services include income planning, longevity considerations, required minimum distributions, asset preservation, and support for wealth transfer.

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  • A thoughtful estate plan protects what you have built and ensures your values carry forward. We collaborate with your attorney and CPA to support charitable giving, trust structures, family education, and efficient wealth transfer.

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  • Support the next generation with smart, intentional planning. We help you prepare for education and family gifts using tools like 529 plans, trusts, and other strategies that reflect your goals.

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  • Selling or transitioning a business is a significant milestone. We provide highly tailored guidance to help you value your business, plan your exit, and align the outcome with your broader financial strategy and estate plan.

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  • Your investments should reflect your goals, values, and timeline. We build custom strategies using a wide range of solutions, from equities to managed accounts, all guided by clarity and care.

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  • Fixed income investments can bring stability and reliable income to your financial plan. We help you integrate bonds and other instruments with a disciplined approach that supports preservation and long-term planning.

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  • For clients seeking broader diversification, we offer access to hedge funds, private equity, and real assets. We evaluate all options for alignment with your goals and only recommend what is suitable for your financial life.

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  • With services offered through Raymond James, we provide personal banking and lending solutions designed to support your full financial picture. Our approach helps address both immediate needs and future opportunities.

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  • Every comprehensive plan must account for the unexpected. We work with you to assess and address areas such as life insurance, long-term care, disability coverage, and liability protection.

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Wealth Management Strategies

Who We Serve

Our clients are thoughtful, values-oriented individuals and families making important decisions about their financial futures. They come to us seeking clarity, trusted partnership, and a strategy that reflects both their goals and their values.

Many of the people we work with are:

  • Business Owners

  • Corporate Executives

  • Families Managing Wealth Across Generations

  • Private Institutional Clients

We approach each relationship with respect, clear guidance, and a long-term perspective to help clients move forward with confidence.

Why Clients Choose Lanai

At Lanai, you gain more than financial advice. You gain a trusted relationship that grows with you, providing perspective and guidance through every stage of life.

Let’s start the conversation

You do not need to have everything figured out. We are here to listen, offer clarity, and help you take the next step with confidence.

Let us know what matters most to you, and we will explore how we can support your goals with thoughtful guidance and steady partnership.